Tired of Getting Beat Up?

Safe Harbor sh@insurancemail.net
Fri Mar 15 04:54:02 2002


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 Tired of getting BEAT UP over your clients' renewal rates?
 	 =09
 That won't happen with North American! This product is renewing at the
same or better rates than when issued!=09
 =09
Check out our great 2002 renewal rates! =09
Example: The Market Choice III(sm) from North American =09
 	 Participation Rate (Daily Average)
Issued 1/1/2001 	Participation Rate (Daily Average)
2nd Contract Year =09
S&P 500=AE
DJIA(sm)
S&P 400=AE
Russell 2000=AE 	85%
80%
65%
65% 	90% (increased rate!)
90% (increased rate!)
85% (increased rate!)
80% (increased rate!) =09
Fixed Account Interest Rate: 5.80% (the same great rate!) =09

The cost of call options that support index annuities has generally
declined over the last 12 months. As you can see from the chart above,
North American has held true to its renewal rate strategy and declared
renewal rates accordingly ? renewal rates have remained the same or
increased! Keep in mind that your clients have the opportunity to
transfer between accounts during a 30 day window after the contract
anniversary, if they feel that the previous allocation does not meet
their current financial needs. =09
 	=20
 <http://63.211.81.87/images/SH/SafeHarbor_ContractApp.pdf> 	=20
 	=20
 Call Safe Harbor to ask about this product's 16% commission!=09
 800-422-0557=09
 	=20
Ask how you can earn $5,000 in easy $$! =09
Safe Harbor Financial - www.safeharborfinancial.com
<http://www.safeharborfinancial.com> 	=20

FOR AGENT USE ONLY?NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES. The
Market Choice III Annuity is issued on form series LC115 and LS115A and
state variations by North American Company for Life and Health Insurance
(NACOLAH), Chicago, IL. This product may not be available in all states.
"Dow Jones," "Dow Jones Industrial Average SM " and "DJIA SM" are
service marks of Dow Jones & Company, Inc. and have been licensed for
use for certain purposes by NACOLAH. Russell 2000 Index is a trademark
of Frank Russell Company and has been licensed for use by NACOLAH.
"Standard & Poor?s=AE ", "S&P=AE", "S&P 500", "Standard & Poor?s 500 =
Index",
"S&P MidCap 400 Index" and "Standard & Poor?s MidCap 400 Index" are
trademarks of the McGraw-Hill Companies, Inc. and have been licensed for
use by NACOLAH. The Market Choice III annuity is not issued, endorsed,
sold or promoted by the Corporations or any of the Indexes listed above.
Renewal rates effective 01/01/02 and are subject to change. This does
not imply a guarantee that renewal rates will always increase or
maintain their current rate. Commissions may vary by state and are
subject to change. *16% commission is for issue ages 0-80. **$50 bonus
will be paid once contracting with Safe Harbor is formal and complete.

We are against spam and don't want anybody to receive our mailings who
does not wish to receive them. This is not spam. This is professional
communication sent to insurance professionals. To be removed from this
mailing list, DO NOT REPLY to this message. Instead, go here:
http://www.InsuranceIQ.com/optout <http://www.InsuranceIQ.com/optout>=20

=20

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<head>
<title>Tired of Getting Beat Up?</title>
<meta http-equiv=3D"Content-Type" content=3D"text/html; =
charset=3Diso-8859-1">
</head>
<body bgcolor=3D"#666666" text=3D"#000000">
<table width=3D"550" cellpadding=3D"2" cellspacing=3D"2" =
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      <table width=3D"100%" cellpadding=3D"2" cellspacing=3D"2" =
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        <tr>=20
          <td>=20
            <table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" =
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              <tr>=20
                <td width=3D"323">
                  <img =
src=3D"http://63.211.81.87/images/SH/20020226-104.gif" width=3D"323" =
height=3D"184" alt=3D"Tired of getting BEAT UP over your clients' =
renewal rates?"><br>
                  <img src=3D"http://63.211.81.87/images/SH/spacer.gif" =
width=3D"1" height=3D"100">
                </td>
                <td width=3D"207"><img =
src=3D"http://63.211.81.87/images/SH/20020226-102.jpg" width=3D"182" =
height=3D"339"></td>
              </tr>
            </table>
          </td>
        </tr>
        <tr>=20
          <td align=3D"center"><img =
src=3D"http://63.211.81.87/images/SH/20020226-109.gif" width=3D"453" =
height=3D"79" alt=3D"That won't happen with North American! This product =
is renewing at the same or better rates than when issued!"></td>
        </tr>
        <tr>=20
          <td align=3D"center"><img =
src=3D"http://63.211.81.87/images/SH/spacer.gif" width=3D"1" =
height=3D"8"></td>
        </tr>
        <tr>=20
          <td bgcolor=3D"#000000">=20
            <table width=3D"100%" cellpadding=3D"2" cellspacing=3D"0" =
bgcolor=3D"#000000">
              <tr>=20
                <td align=3D"center"><b><font color=3D"#FFFFFF" =
size=3D"3" face=3D"Verdana, Arial, Helvetica, sans-serif">
                  Check out our great 2002 renewal rates!</font></b>
                </td>
              </tr>
              <tr>=20
                <td bgcolor=3D"#ffcc00" align=3D"center"><b><font =
size=3D"2" face=3D"Arial, Helvetica, sans-serif">
                  Example: The Market Choice III<sub>(sm)</sub> from =
North American=20
                  </font></b></td>
              </tr>
              <tr>=20
                <td bgcolor=3D"#ffcc00">=20
                  <table width=3D"100%" cellpadding=3D"2" =
cellspacing=3D"2" border=3D"0">
                    <tr>=20
                      <td width=3D"20%">&nbsp;</td>
                      <td width=3D"40%" align=3D"center"><font =
face=3D"Arial, Helvetica, sans-serif" size=3D"2">
                        Participation Rate (Daily Average)</font><br>
                        <i><font face=3D"Times New Roman, Times, serif" =
size=3D"2">Issued 1/1/2001</font></i>
                      </td>
                      <td width=3D"40%" align=3D"center"><font =
size=3D"2" face=3D"Arial, Helvetica, sans-serif">
                        Participation Rate (Daily Average)</font><br>
                        <i><font size=3D"2" face=3D"Times New Roman, =
Times, serif">2nd Contract Year</font></i>
                      </td>
                    </tr>
                    <tr>=20
                      <td width=3D"20%"><b><font size=3D"2" =
face=3D"Arial, Helvetica, sans-serif">
                        S&amp;P 500&reg;<br>
                        DJIA(sm)<br>
                        S&amp;P 400&reg;<br>
                        Russell 2000&reg;</font></b>
                      </td>
                      <td width=3D"40%" align=3D"center"> <b><font =
face=3D"Arial, Helvetica, sans-serif" size=3D"2">
                        85%<br>
                        80%<br>
                        65%<br>
                        65%</font></b>
                      </td>
                      <td width=3D"40%" align=3D"center"><font =
face=3D"Arial, Helvetica, sans-serif" size=3D"2">=20
                        <b>90%</b> <i>(increased rate!)</i><br>
                        <b>90%</b> <i>(increased rate!)</i><br>
                        <b>85%</b> <i>(increased rate!)</i><br>
                        <b>80%</b> <i>(increased rate!)</i></font>
                      </td>
                    </tr>
                    <tr>=20
                      <td colspan=3D"3"><font face=3D"Arial, Helvetica, =
sans-serif" size=3D"2" color=3D"#000000">
                        Fixed Account Interest Rate: <b>5.80%</b> =
<i>(the same great rate!)</i></font>
                      </td>
                    </tr>
                  </table>
                </td>
              </tr>
              <tr>=20
                <td bgcolor=3D"#ffcc00"><font size=3D"1" =
face=3D"Verdana, Arial, Helvetica, sans-serif"><br>
                  The cost of call options that support index annuities =
has generally=20
                  declined over the last 12 months. As you can see from =
the chart=20
                  above, North American has held true to its renewal =
rate strategy=20
                  and declared renewal rates accordingly &#150; renewal =
rates=20
                  have remained the same or increased! Keep in mind that =
your=20
                  clients have the opportunity to transfer between =
accounts during=20
                  a 30 day window after the contract anniversary, if =
they feel=20
                  that the previous allocation does not meet their =
current financial=20
                  needs.</font>
                </td>
              </tr>
            </table>
          </td>
        </tr>
        <tr>=20
          <td>&nbsp;</td>
        </tr>
        <tr>=20
          <td align=3D"center"><a =
href=3D"http://63.211.81.87/images/SH/SafeHarbor_ContractApp.pdf"><img =
src=3D"http://63.211.81.87/images/SH/20020226-4.gif" width=3D"464" =
height=3D"42" border=3D"0"></a></td>
        </tr>
        <tr>=20
          <td>&nbsp;</td>
        </tr>
        <tr>=20
          <td align=3D"center"><img =
src=3D"http://63.211.81.87/images/SH/20020226-2.gif" width=3D"479" =
height=3D"40" alt=3D"Call Safe Harbor to ask about this product's 16% =
commission!"></td>
        </tr>
        <tr>=20
          <td align=3D"center"><img =
src=3D"http://63.211.81.87/images/SH/20020226-3.jpg" width=3D"541" =
height=3D"90" alt=3D"800-422-0557"></td>
        </tr>
        <tr>=20
          <td>&nbsp;</td>
        </tr>
        <tr>=20
          <td bgcolor=3D"#000000" align=3D"center"><font =
color=3D"#FFFFFF" size=3D"6">
            Ask how you can earn $5,000 in easy $$!</font>
          </td>
        </tr>
        <tr>=20
          <td align=3D"center"><a =
href=3D"http://www.safeharborfinancial.com"><img =
src=3D"http://63.211.81.87/images/SH/20011226-8.gif" height=3D"134" =
width=3D"540" border=3D"0" alt=3D"Safe Harbor Financial - =
www.safeharborfinancial.com"></a></td>
        </tr>
        <tr>=20
          <td align=3D"left"><p><font size=3D"1" face=3D"Arial, =
Helvetica, sans-serif"><br>
            FOR AGENT USE ONLY&#151;NOT INTENDED FOR CONSUMER =
SOLICITATION PURPOSES.=20
            The Market Choice III Annuity is issued on form series LC115 =
and LS115A=20
            and state variations by North American Company for Life and =
Health=20
            Insurance (NACOLAH), Chicago, IL. This product may not be =
available=20
            in all states. &quot;Dow Jones,&quot; &quot;Dow Jones =
Industrial Average=20
            SM &quot; and &quot;DJIA SM&quot; are service marks of Dow =
Jones &amp;=20
            Company, Inc. and have been licensed for use for certain =
purposes=20
            by NACOLAH. Russell 2000 Index is a trademark of Frank =
Russell Company=20
            and has been licensed for use by NACOLAH. &quot;Standard =
&amp; Poor&#146;s&reg;=20
            &quot;, &quot;S&amp;P&reg;&quot;, &quot;S&amp;P 500&quot;, =
&quot;Standard=20
            &amp; Poor&#146;s 500 Index&quot;, &quot;S&amp;P MidCap 400 =
Index&quot;=20
            and &quot;Standard &amp; Poor&#146;s MidCap 400 Index&quot; =
are trademarks=20
            of the McGraw-Hill Companies, Inc. and have been licensed =
for use=20
            by NACOLAH. The Market Choice III annuity is not issued, =
endorsed,=20
            sold or promoted by the Corporations or any of the Indexes =
listed=20
            above. Renewal rates effective 01/01/02 and are subject to =
change.=20
            This does not imply a guarantee that renewal rates will =
always increase=20
            or maintain their current rate. Commissions may vary by =
state and=20
            are subject to change. *16% commission is for issue ages =
0-80. **$50=20
            bonus will be paid once contracting with Safe Harbor is =
formal and=20
            complete.</font></p>
          </td>
        </tr>
      </table>
    </td>
  </tr>
  <tr>=20
    <td width=3D"100%" bgcolor=3D"#cccccc" align=3D"center">=20
      <p><font face=3D"Arial, Helvetica, sans-serif" size=3D"1">We are =
against spam=20
        and don't want anybody to receive our mailings who does not wish =
to receive=20
        them. This is not spam. This is professional communication sent =
to insurance=20
        professionals. To be removed from this mailing list, <b>DO NOT =
REPLY</b>=20
        to this message. Instead, go here: <a =
href=3D"http://www.InsuranceIQ.com/optout">=20
        http://www.InsuranceIQ.com/optout</a></font></p>
    </td>
  </tr>
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