Changing PINs of German bank card

[Binarus]

On 11.07.2017 14:32, NdK wrote:
> Il 11/07/2017 12:32, Binarus ha scritto:
> 
>> But now, being a German citizen, try the same thing with eBay, Facebook,
>> LinkedIn, PayPal and so on ... no thanks.
> Why should heirs have access to social accounts? Paypal, otoh, is a bank
> that have to follow the same rules of other banks...

Interestingly enough, this subject is becoming more and more important.
I think I can remember that there are first tries in some countries (or
the EU?) to make respective laws. At least, I am sure that there already
were lawsuits where heirs have tried to get hold of accounts of somebody
who passed away (in the case I can remember, a facebook account has been
subject of the lawsuit, but I can't remember right now how it ended).

IMHO, there are many reasons why this should be possible, so I would
appreciate if there were such laws. I don't want this thread to become
too off-topic, so I won't elaborate on this in a fashion this complex
subject deserves, but just give one pragmatic example:

Let's suppose somebody offers something on eBay and then passes away.
Let's suppose that somebody else wins that auction and immediately pays
via PayPal. Now what?

There may be means to solve such situations, but they usually cost lots
of time, money or nerves, and this has been just a simple example. If we
think a while about it, we surely will find a constellation where it
would be quite catastrophic if an account holder's heirs couldn't get
hold of his accounts.

>> Nice ideas :-) My own security needs are not that high, though (hoping
>> that life won't punish me for that optimism).
> My concern with a singl "cleartext" pass would be a burglar that steals
> it together with other valuables...

You are right, burglary is a real threat. But if you have memorized your
master password and don't keep it on paper in your own apartment /
house, but just give it on paper to a relative, the burglar will have to
steal the paper from your relative and at the same time steal your PC
(or banking card) from you to make anything out of it.

Therefore, I have no problem with giving the password on paper to a
relative who lives some km away from me. I would never keep the password
on paper in the same room (or even building) as the PC or banking card,
though, and as soon as either the PC (or banking card) or the password
paper would be stolen, I would immediately change the password (and hand
the new one out on paper to my relative).

>> To add to it, if you mistrust your relatives, you could put the password
>> on paper into some sort of lock box and carry the key to that lock box
>> with you. But then what would happen if you lost that key?
> Given that mechanical keys are often easier to open whithout the key
> than with it...

Actually, I was thinking about a lock box in a bank or such things ...

Regards,

Binarus